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Home/Savings rates/12 months
Savings term

12-month savings rates

Compare available savings products for this term using checked public source data.

Products shown
80
By current filters
Average rate
5,77%
Across results
Verified
80/80
With checked dates
Product types
SAV · TD
In current list
Rate table

All products in one table

Filter by term, product type, opening channel, minimum deposit, and data status.

No filters applied80 products from 80 rows
BankProductRateTermMinimumChannelChecked
Sacombank logoSacombankTopSavings product
Savings account
7,10%/year12 months1.000.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
PGBank logoPGBankPrivate commercial bankSavings product
Term deposit
7,00%/year12 months1.000.000 VNDOpen onlineVerified
24/06/2026
DetailsBank profile
VIB logoVIBPrivate commercial bankSavings product
Term deposit
7,00%/year12 months2.000.000 VNDOpen onlineVerified
21/06/2026
DetailsBank profile
Sacombank logoSacombankPrivate commercial bankSavings product
Savings account
7,00%/year12 months100.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
Bac A Bank logoBac A BankPrivate commercial bankSavings product
Term deposit
6,90%/year12 months1.000.000 VNDOpen onlineVerified
24/06/2026
DetailsBank profile
LPBank logoLPBankPrivate commercial bankSavings product
Term deposit
6,90%/year12 months100.000 VNDOpen onlineVerified
22/06/2026
DetailsBank profile
BIDV logoBIDVState-owned commercial bankSavings product
Term deposit
6,80%/year12 months1.000.000 VNDOpen onlineVerified
19/06/2026
DetailsBank profile
OCB logoOCBPrivate commercial bankSavings product
Savings account
6,80%/year12 months100.000 VNDOpen onlineVerified
22/06/2026
DetailsBank profile
Techcombank logoTechcombankPrivate commercial bankSavings product
Savings account
6,75%/year12 months100.000 VNDOpen onlineVerified
19/06/2026
DetailsBank profile
OCB logoOCBPrivate commercial bankSavings product
Term deposit
6,70%/year12 months100.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
Saigonbank logoSaigonbankState-owned commercial bankSavings product
Term deposit
6,70%/year12 months200.000 VNDAt branchVerified
24/06/2026
DetailsBank profile
PGBank logoPGBankPrivate commercial bankSavings product
Savings account
6,70%/year12 months1.000.000 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
PGBank logoPGBankPrivate commercial bankSavings product
Savings account
6,70%/year12 months1.000.000 VNDAt branchVerified
24/06/2026
DetailsBank profile
Bac A Bank logoBac A BankPrivate commercial bankSavings product
Savings account
6,70%/year12 months10.000.000 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
Nam A Bank logoNam A BankPrivate commercial bankSavings product
Term deposit
6,60%/year12 months100.000 VNDOpen onlineVerified
22/06/2026
DetailsBank profile
Saigonbank logoSaigonbankState-owned commercial bankSavings product
Term deposit
6,50%/year12 months1.000.000 VNDAt branchVerified
24/06/2026
DetailsBank profile
PGBank logoPGBankPrivate commercial bankSavings product
Savings account
6,50%/year12 months1.000.000 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
SHB logoSHBPrivate commercial bankSavings product
Term deposit
6,50%/year12 months1.000.000 VNDOpen onlineVerified
21/06/2026
DetailsBank profile
VIB logoVIBPrivate commercial bankSavings product
Term deposit
6,50%/year12 months10.000.000 VNDAt branchVerified
21/06/2026
DetailsBank profile
MSB logoMSBPrivate commercial bankSavings product
Term deposit
6,50%/year12 months500.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
MSB logoMSBPrivate commercial bankSavings product
Term deposit
6,30%/year12 months500.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
LPBank logoLPBankPrivate commercial bankSavings product
Term deposit
6,30%/year12 months500.000 VNDAt branchVerified
22/06/2026
DetailsBank profile
NCB logoNCBPrivate commercial bankSavings product
Savings account
6,30%/year12 months10.000.000 VNDAt branchVerified
22/06/2026
DetailsBank profile
NCB logoNCBPrivate commercial bankSavings product
Savings account
6,30%/year12 months50.000.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
MB logoMB BankPrivate commercial bankSavings product
Term deposit
6,30%/year12 months1.000.000.000 VNDAt branchVerified
19/06/2026
DetailsBank profile
Techcombank logoTechcombankPrivate commercial bankSavings product
Savings account
6,25%/year12 months20.000.000 VNDAt branchVerified
19/06/2026
DetailsBank profile
NCB logoNCBPrivate commercial bankSavings product
Savings account
6,20%/year12 months1.000.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
MB logoMB BankPrivate commercial bankSavings product
Term deposit
6,20%/year12 months1.000.000 VNDAt branchVerified
19/06/2026
DetailsBank profile
SHB logoSHBPrivate commercial bankSavings product
Savings account
6,20%/year12 months1.000.000 VNDAt branchVerified
21/06/2026
DetailsBank profile
Techcombank logoTechcombankPrivate commercial bankSavings product
Term deposit
6,15%/year12 months1.000.000 VNDOnline / branchVerified
19/06/2026
DetailsBank profile
NCB logoNCBPrivate commercial bankSavings product
Term deposit
6,10%/year12 months1.000.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
VietBank logoVietBankPrivate commercial bankSavings product
Term deposit
6,10%/year12 months500.000 VNDOpen onlineVerified
24/06/2026
DetailsBank profile
VietBank logoVietBankPrivate commercial bankSavings product
Term deposit
6,10%/year12 months500.000 VNDOpen onlineVerified
24/06/2026
DetailsBank profile
ABBANK logoABBANKPrivate commercial bankSavings product
Term deposit
6,05%/year12 months500.000 VNDAt branchVerified
22/06/2026
DetailsBank profile
ABBANK logoABBANKPrivate commercial bankSavings product
Savings account
6,05%/year12 months500.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
VietBank logoVietBankPrivate commercial bankSavings product
Savings account
6,00%/year12 months50.000.000 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
VietBank logoVietBankPrivate commercial bankSavings product
Term deposit
6,00%/year12 months500.000 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
VPBank logoVPBankPrivate commercial bankSavings product
Savings account
6,00%/year12 months10.000.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
VPBank logoVPBankPrivate commercial bankSavings product
Term deposit
5,90%/year12 months10.000.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
TPBank logoTPBankPrivate commercial bankSavings product
Savings account
5,90%/year12 months1.000.000 VNDAt branchVerified
21/06/2026
DetailsBank profile
Agribank logoAgribankState-owned commercial bankSavings product
Term deposit
5,90%/year12 months1.000.000 VNDOpen onlineVerified
19/06/2026
DetailsBank profile
Vietcombank logoVietcombankState-owned commercial bankSavings product
Term deposit
5,90%/year12 months1.000.000 VNDOnline / branchVerified
19/06/2026
DetailsBank profile
Sacombank logoSacombankPrivate commercial bankSavings product
Term deposit
5,90%/year12 months1.000.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
VietinBank logoVietinBankState-owned commercial bankSavings product
Term deposit
5,90%/year12 months100.000 VNDOnline / branchVerified
19/06/2026
DetailsBank profile
BIDV logoBIDVState-owned commercial bankSavings product
Term deposit
5,90%/year12 months500.000 VNDAt branchVerified
19/06/2026
DetailsBank profile
Vietcombank logoVietcombankState-owned commercial bankSavings product
Term deposit
5,90%/year12 months1.000.000 VNDOnline / branchVerified
19/06/2026
DetailsBank profile
ACB logoACBPrivate commercial bankSavings product
Term deposit
5,85%/year12 months1.000.000 VNDOpen onlineVerified
19/06/2026
DetailsBank profile
BaoViet Bank logoBaoViet BankPrivate commercial bankSavings product
Term deposit
5,80%/year12 months500.000 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
VPBank logoVPBankPrivate commercial bankSavings product
Term deposit
5,80%/year12 months1.000.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
BaoViet Bank logoBaoViet BankPrivate commercial bankSavings product
Savings account
5,80%/year12 months50.000.000 VNDAt branchVerified
24/06/2026
DetailsBank profile
Nam A Bank logoNam A BankPrivate commercial bankSavings product
Savings account
5,80%/year12 months1.000.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
SeABank logoSeABankPrivate commercial bankSavings product
Term deposit
5,60%/year12 months100.000.000 VNDAt branchVerified
21/06/2026
DetailsBank profile
SeABank logoSeABankPrivate commercial bankSavings product
Term deposit
5,56%/year12 months5.000.000 VNDAt branchVerified
21/06/2026
DetailsBank profile
VPBank logoVPBankPrivate commercial bankSavings product
Term deposit
5,54%/year12 months100.000.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
KienlongBank logoKienlongBankPrivate commercial bankSavings product
Term deposit
5,50%/year12 months500.000 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
ACB logoACBPrivate commercial bankSavings product
Term deposit
5,50%/year12 months5.000.000 VNDAt branchVerified
19/06/2026
DetailsBank profile
KienlongBank logoKienlongBankPrivate commercial bankSavings product
Term deposit
5,50%/year12 months500.000 VNDOpen onlineVerified
24/06/2026
DetailsBank profile
ABBANK logoABBANKPrivate commercial bankSavings product
Term deposit
5,50%/year12 months1.000.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
ABBANK logoABBANKPrivate commercial bankSavings product
Term deposit
5,50%/year12 months10.000.000 VNDAt branchVerified
22/06/2026
DetailsBank profile
BaoViet Bank logoBaoViet BankPrivate commercial bankSavings product
Term deposit
5,48%/year12 months10.000.000 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
ACB logoACBPrivate commercial bankSavings product
Savings account
5,30%/year12 months1.000.000 VNDOnline / branchVerified
19/06/2026
DetailsBank profile
PVcomBank logoPVcomBankPrivate commercial bankSavings product
Savings account
5,30%/year12 months5.000.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
Eximbank logoEximbankPrivate commercial bankSavings product
Term deposit
5,20%/year12 months2.000.000 VNDOpen onlineVerified
22/06/2026
DetailsBank profile
HDBank logoHDBankPrivate commercial bankSavings product
Term deposit
5,20%/year12 months500.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
TPBank logoTPBankPrivate commercial bankSavings product
Term deposit
5,15%/year12 months1.000.000 VNDAt branchVerified
21/06/2026
DetailsBank profile
SeABank logoSeABankPrivate commercial bankSavings product
Term deposit
5,10%/year12 months1.000.000 VNDAt branchVerified
21/06/2026
DetailsBank profile
Eximbank logoEximbankPrivate commercial bankSavings product
Term deposit
5,00%/year12 months1.000.000 VNDAt branchVerified
22/06/2026
DetailsBank profile
HDBank logoHDBankPrivate commercial bankSavings product
Term deposit
5,00%/year12 months500.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
TPBank logoTPBankPrivate commercial bankSavings product
Term deposit
4,90%/year12 months1.000.000 VNDAt branchVerified
21/06/2026
DetailsBank profile
MB logoMB BankPrivate commercial bankSavings product
Savings account
4,75%/year12 months50.000 VNDOpen onlineVerified
19/06/2026
DetailsBank profile
BIDV logoBIDVState-owned commercial bankSavings product
Savings account
4,75%/year12 months1.000.000 VNDOnline / branchVerified
19/06/2026
DetailsBank profile
BaoViet Bank logoBaoViet BankPrivate commercial bankSavings product
Savings account
4,50%/year12 months0 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
PVcomBank logoPVcomBankPrivate commercial bankSavings product
Term deposit
4,30%/year12 months100.000.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
MSB logoMSBPrivate commercial bankSavings product
Term deposit
4,00%/year12 months0 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
MSB logoMSBPrivate commercial bankSavings product
Savings account
4,00%/year12 months1.000.000 VNDOnline / branchVerified
22/06/2026
DetailsBank profile
SCB logoSCBPrivate commercial bankSavings product
Term deposit
3,70%/year12 months1.000.000 VNDOnline / branchVerified
24/06/2026
DetailsBank profile
SCB logoSCBPrivate commercial bankSavings product
Savings account
3,70%/year12 months50.000.000 VNDAt branchVerified
24/06/2026
DetailsBank profile
SCB logoSCBPrivate commercial bankSavings product
Savings account
3,63%/year12 months1.000.000 VNDOpen onlineVerified
24/06/2026
DetailsBank profile
HDBank logoHDBankPrivate commercial bankSavings product
Savings account
3,50%/year12 months100.000 VNDOnline / branchVerified
21/06/2026
DetailsBank profile
VIB logoVIBPrivate commercial bankSavings product
Savings account
3,00%/year12 months1.000.000 VNDAt branchVerified
21/06/2026
DetailsBank profile
Sacombank logo
Sacombank
Savings product
Verified
12 months · Online / branch
7,10%
Minimum1.000.000 VND
PGBank logo
PGBank
Savings product
Verified
12 months · Open online
7,00%
Minimum1.000.000 VND
VIB logo
VIB
Savings product
Verified
12 months · Open online
7,00%
Minimum2.000.000 VND
Sacombank logo
Sacombank
Savings product
Verified
12 months · Online / branch
7,00%
Minimum100.000 VND
Bac A Bank logo
Bac A Bank
Savings product
Verified
12 months · Open online
6,90%
Minimum1.000.000 VND
LPBank logo
LPBank
Savings product
Verified
12 months · Open online
6,90%
Minimum100.000 VND
BIDV logo
BIDV
Savings product
Verified
12 months · Open online
6,80%
Minimum1.000.000 VND
OCB logo
OCB
Savings product
Verified
12 months · Open online
6,80%
Minimum100.000 VND
Techcombank logo
Techcombank
Savings product
Verified
12 months · Open online
6,75%
Minimum100.000 VND
OCB logo
OCB
Savings product
Verified
12 months · Online / branch
6,70%
Minimum100.000 VND
Saigonbank logo
Saigonbank
Savings product
Verified
12 months · At branch
6,70%
Minimum200.000 VND
PGBank logo
PGBank
Savings product
Verified
12 months · Online / branch
6,70%
Minimum1.000.000 VND
PGBank logo
PGBank
Savings product
Verified
12 months · At branch
6,70%
Minimum1.000.000 VND
Bac A Bank logo
Bac A Bank
Savings product
Verified
12 months · Online / branch
6,70%
Minimum10.000.000 VND
Nam A Bank logo
Nam A Bank
Savings product
Verified
12 months · Open online
6,60%
Minimum100.000 VND
Saigonbank logo
Saigonbank
Savings product
Verified
12 months · At branch
6,50%
Minimum1.000.000 VND
PGBank logo
PGBank
Savings product
Verified
12 months · Online / branch
6,50%
Minimum1.000.000 VND
SHB logo
SHB
Savings product
Verified
12 months · Open online
6,50%
Minimum1.000.000 VND
VIB logo
VIB
Savings product
Verified
12 months · At branch
6,50%
Minimum10.000.000 VND
MSB logo
MSB
Savings product
Verified
12 months · Online / branch
6,50%
Minimum500.000 VND
MSB logo
MSB
Savings product
Verified
12 months · Online / branch
6,30%
Minimum500.000 VND
LPBank logo
LPBank
Savings product
Verified
12 months · At branch
6,30%
Minimum500.000 VND
NCB logo
NCB
Savings product
Verified
12 months · At branch
6,30%
Minimum10.000.000 VND
NCB logo
NCB
Savings product
Verified
12 months · Online / branch
6,30%
Minimum50.000.000 VND
MB logo
MB Bank
Savings product
Verified
12 months · At branch
6,30%
Minimum1.000.000.000 VND
Techcombank logo
Techcombank
Savings product
Verified
12 months · At branch
6,25%
Minimum20.000.000 VND
NCB logo
NCB
Savings product
Verified
12 months · Online / branch
6,20%
Minimum1.000.000 VND
MB logo
MB Bank
Savings product
Verified
12 months · At branch
6,20%
Minimum1.000.000 VND
SHB logo
SHB
Savings product
Verified
12 months · At branch
6,20%
Minimum1.000.000 VND
Techcombank logo
Techcombank
Savings product
Verified
12 months · Online / branch
6,15%
Minimum1.000.000 VND
NCB logo
NCB
Savings product
Verified
12 months · Online / branch
6,10%
Minimum1.000.000 VND
VietBank logo
VietBank
Savings product
Verified
12 months · Open online
6,10%
Minimum500.000 VND
VietBank logo
VietBank
Savings product
Verified
12 months · Open online
6,10%
Minimum500.000 VND
ABBANK logo
ABBANK
Savings product
Verified
12 months · At branch
6,05%
Minimum500.000 VND
ABBANK logo
ABBANK
Savings product
Verified
12 months · Online / branch
6,05%
Minimum500.000 VND
VietBank logo
VietBank
Savings product
Verified
12 months · Online / branch
6,00%
Minimum50.000.000 VND
VietBank logo
VietBank
Savings product
Verified
12 months · Online / branch
6,00%
Minimum500.000 VND
VPBank logo
VPBank
Savings product
Verified
12 months · Online / branch
6,00%
Minimum10.000.000 VND
VPBank logo
VPBank
Savings product
Verified
12 months · Online / branch
5,90%
Minimum10.000.000 VND
TPBank logo
TPBank
Savings product
Verified
12 months · At branch
5,90%
Minimum1.000.000 VND
Agribank logo
Agribank
Savings product
Verified
12 months · Open online
5,90%
Minimum1.000.000 VND
Vietcombank logo
Vietcombank
Savings product
Verified
12 months · Online / branch
5,90%
Minimum1.000.000 VND
Sacombank logo
Sacombank
Savings product
Verified
12 months · Online / branch
5,90%
Minimum1.000.000 VND
VietinBank logo
VietinBank
Savings product
Verified
12 months · Online / branch
5,90%
Minimum100.000 VND
BIDV logo
BIDV
Savings product
Verified
12 months · At branch
5,90%
Minimum500.000 VND
Vietcombank logo
Vietcombank
Savings product
Verified
12 months · Online / branch
5,90%
Minimum1.000.000 VND
ACB logo
ACB
Savings product
Verified
12 months · Open online
5,85%
Minimum1.000.000 VND
BaoViet Bank logo
BaoViet Bank
Savings product
Verified
12 months · Online / branch
5,80%
Minimum500.000 VND
VPBank logo
VPBank
Savings product
Verified
12 months · Online / branch
5,80%
Minimum1.000.000 VND
BaoViet Bank logo
BaoViet Bank
Savings product
Verified
12 months · At branch
5,80%
Minimum50.000.000 VND
Nam A Bank logo
Nam A Bank
Savings product
Verified
12 months · Online / branch
5,80%
Minimum1.000.000 VND
SeABank logo
SeABank
Savings product
Verified
12 months · At branch
5,60%
Minimum100.000.000 VND
SeABank logo
SeABank
Savings product
Verified
12 months · At branch
5,56%
Minimum5.000.000 VND
VPBank logo
VPBank
Savings product
Verified
12 months · Online / branch
5,54%
Minimum100.000.000 VND
KienlongBank logo
KienlongBank
Savings product
Verified
12 months · Online / branch
5,50%
Minimum500.000 VND
ACB logo
ACB
Savings product
Verified
12 months · At branch
5,50%
Minimum5.000.000 VND
KienlongBank logo
KienlongBank
Savings product
Verified
12 months · Open online
5,50%
Minimum500.000 VND
ABBANK logo
ABBANK
Savings product
Verified
12 months · Online / branch
5,50%
Minimum1.000.000 VND
ABBANK logo
ABBANK
Savings product
Verified
12 months · At branch
5,50%
Minimum10.000.000 VND
BaoViet Bank logo
BaoViet Bank
Savings product
Verified
12 months · Online / branch
5,48%
Minimum10.000.000 VND
ACB logo
ACB
Savings product
Verified
12 months · Online / branch
5,30%
Minimum1.000.000 VND
PVcomBank logo
PVcomBank
Savings product
Verified
12 months · Online / branch
5,30%
Minimum5.000.000 VND
Eximbank logo
Eximbank
Savings product
Verified
12 months · Open online
5,20%
Minimum2.000.000 VND
HDBank logo
HDBank
Savings product
Verified
12 months · Online / branch
5,20%
Minimum500.000 VND
TPBank logo
TPBank
Savings product
Verified
12 months · At branch
5,15%
Minimum1.000.000 VND
SeABank logo
SeABank
Savings product
Verified
12 months · At branch
5,10%
Minimum1.000.000 VND
Eximbank logo
Eximbank
Savings product
Verified
12 months · At branch
5,00%
Minimum1.000.000 VND
HDBank logo
HDBank
Savings product
Verified
12 months · Online / branch
5,00%
Minimum500.000 VND
TPBank logo
TPBank
Savings product
Verified
12 months · At branch
4,90%
Minimum1.000.000 VND
MB logo
MB Bank
Savings product
Verified
12 months · Open online
4,75%
Minimum50.000 VND
BIDV logo
BIDV
Savings product
Verified
12 months · Online / branch
4,75%
Minimum1.000.000 VND
BaoViet Bank logo
BaoViet Bank
Savings product
Verified
12 months · Online / branch
4,50%
Minimum0 VND
PVcomBank logo
PVcomBank
Savings product
Verified
12 months · Online / branch
4,30%
Minimum100.000.000 VND
MSB logo
MSB
Savings product
Verified
12 months · Online / branch
4,00%
Minimum0 VND
MSB logo
MSB
Savings product
Verified
12 months · Online / branch
4,00%
Minimum1.000.000 VND
SCB logo
SCB
Savings product
Verified
12 months · Online / branch
3,70%
Minimum1.000.000 VND
SCB logo
SCB
Savings product
Verified
12 months · At branch
3,70%
Minimum50.000.000 VND
SCB logo
SCB
Savings product
Verified
12 months · Open online
3,63%
Minimum1.000.000 VND
HDBank logo
HDBank
Savings product
Verified
12 months · Online / branch
3,50%
Minimum100.000 VND
VIB logo
VIB
Savings product
Verified
12 months · At branch
3,00%
Minimum1.000.000 VND
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Q&A

Savings rate questions

Which savings rate is highest?+
It depends on timing and term. Sort the table by highest rate and select the term you care about.
Are online savings rates different from branch rates?+
Often yes. Some banks publish different rates for online and branch deposits. Check the channel column.
Is 12 months always best?+
Not always. Longer terms may pay more but are less flexible, and early withdrawal usually changes the payout.
Where does KOIRate get rate data?+
Data is synced from the managed source and shown with checked date and status for bank-side verification.